How TapTap Send actually works.
TapTap Send operates as a licensed money services business — when you initiate a transfer, you fund it from your bank account, debit card or local payment rail in the sending country, and TapTap Send simultaneously pays out the equivalent in the destination currency from a local account they hold there. That's why their delivery is faster than a traditional bank wire — your money never actually crosses borders. What crosses is information, and the FX risk is taken on the TapTap Send balance sheet.
Fees, rates and the real cost
On a $1,000 USD → INR reference transfer at today's mid-market rate, TapTap Send delivers ₹95,264 to the recipient. That breaks down as a 0.95% markup on the exchange rate (mid-market is 96.00 INR per USD; TapTap Send offers 95.26) plus no upfront fee. Crucially, TapTap Send shows the mid-market rate alongside their offer — so the markup is visible to you before you commit.
Supported countries and corridors
TapTap Send supports transfers between most major sending and receiving currencies. Their strongest corridors — where their pricing is most competitive — typically include the major remittance routes from the US, the UK and Europe to South Asia and Southeast Asia. On heavily-served corridors like USD → INR and GBP → PKR, TapTap Send competes directly with every other major provider in our comparison.
App quality
The TapTap Send mobile experience is in the top tier of fintech apps. Setup typically takes under 5 minutes, identity verification (KYC) is automated for most users, and recurring transfers can be saved as one-tap presets. Both iOS and Android builds are universally available in supported countries.
Pros
- Africa corridors
- Mobile money
- $0 transfer fees
Cons
- No major drawbacks identified in this corridor
Who is TapTap Send best for? The honest take.
TapTap Send is best suited for senders who prioritise africa corridors and mobile money. If your priority is something else — for example, the absolute lowest cost, or cash pickup in remote areas — you may be better served by one of the head-to-head comparisons below.
How to sign up
Tap the “Send via TapTap Send” button on this page or in our comparison table. You'll be redirected to TapTap Send's own sign-up flow on web, App Store or Play Store depending on your device. Identity verification (KYC) is required by law and typically takes under 5 minutes for transfers below the standard threshold.