The verdict: Revolut for cost, Revolut for speed.
On the headline measure that matters most — how much your recipient actually receives — Revolut comes out ahead in our reference $1,000 USD → INR comparison, by ₹2,050 (2.48%). On larger transfers the gap widens proportionally, so the right choice for someone sending $200 a month and someone sending $20,000 once a quarter can be different — always compare for your specific amount.
Revolut. Revolut is more than a transfer tool — it's a multi-currency account that lets users hold and exchange 30+ currencies at near-mid-market rates. Transfers between two Revolut accounts are instant and free. Sending to a non-Revolut bank account is competitive on weekdays but adds a 0.5–1% surcharge on weekends when interbank markets close. Read the full Revolut review →
Western Union. Western Union's unmatched physical agent network — over 550,000 locations across 200 countries — is what you're paying for. For emergency cash pickup in remote corridors it's often the only realistic option. For everything else, you're paying a premium of ~3% over the mid-market rate, on top of a $5 upfront fee. Read the full Western Union review →