The verdict: Revolut for cost, Revolut for speed.
On the headline measure that matters most — how much your recipient actually receives — Revolut comes out ahead in our reference $1,000 USD → INR comparison, by ₹769 (0.93%). On larger transfers the gap widens proportionally, so the right choice for someone sending $200 a month and someone sending $20,000 once a quarter can be different — always compare for your specific amount.
Remitly. Remitly is built for migrant workers sending small, frequent transfers home. Their headline 'no fee' offer is appealing — but the cost is hidden inside an exchange-rate markup that can exceed 1.8%. Best for cash-pickup corridors (Philippines, Mexico, India) where their on-the-ground network is genuinely strong. Read the full Remitly review →
Revolut. Revolut is more than a transfer tool — it's a multi-currency account that lets users hold and exchange 30+ currencies at near-mid-market rates. Transfers between two Revolut accounts are instant and free. Sending to a non-Revolut bank account is competitive on weekdays but adds a 0.5–1% surcharge on weekends when interbank markets close. Read the full Revolut review →